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A Profile of a Repeat Scammer From Mindanao, Philippines

Scammer Monique Rosebel Fajardo

Beware Scammers Who Use Pictures Like This One

We have several criminals who repeatedly create profiles on our site to solicit money from our members.  Most of the profiles they attempt to create never go live on the site, because we eliminate them in the approval process.  However, from time to time we miss one.  Here is an example of one we missed recently.  We are ashamed that we missed this one, because this individual has already stolen thousands of dollars from members at our site.  Her name goes by various phrasings of a common theme, and her profiles with ages in the 20s have phrases like “Relationships are just like a receipe or a mirror. What ever you put in you will get back. Just to let you know. I am a Christian. However, I don`t practice my faith like others.” and “My future man may go to church as he feels necessary though ~>Someone who believes in UNCONDITIONAL LOVE When you need someone to encourage you, I want it to be me.”  In other words, this scammer and others like her know exactly what to write to appear sincere, and yet she is a deceitful person.  She even has phrases like, “I VALUE NOTHING MORE THAN HONESTY ! IT IS THE FOUNDATION OF EVERY SOLID RELATIONSHIP AND ENCOURAGES TRUST AND RESPECT ! I DESPISE LIARS !LOVE IS NOT WONDERING HOW LONG IT WILL LAST BUT HOW STRONG 2 HEARTS CAN MAKE IT GROW!”  How many innocent men has she charmed with these borrowed phrases?  We suspect that based on the money she has stolen from members of this site and probably other sites, this criminal steals around $20,000 per year.  Don’t let yourself be one of the victims of this person or anyone like her.

This individual represents the epitome of the criminals who live by taking advantage of others.  Here is an example of one of her emails to one member:

First of all, I want to thank you for reviewing my profile and reading my Personalized Introductory Letter. I know it’s not possible to tell everything about ourselves in just one email.

First let me tell you that I am serious about finding a man to marry. I’m not looking for a pen pal, etc. All I’m looking for is a man that’s sincere about developing a loving, honest, open relationship that might lead to a future marriage. That sounds simple doesn’t it? We both know something as big as getting married never really is all that easy though. Not if you want to do the best you can and make sure you’re finding that special someone you can love and spend the rest of your life with.

if you like to connect or to have a fruitful communications this is my email address were we cant start getting to know each others private email let me know if you email me..okay..

Affectionately yours,

Monique Fajardo - Rosebel

Typical Indecent Picture - Any Member Who Is Not Modest, Who Posts Pictures With Revealed Shoulders or Legs on A Christian Site, Is Not Respectful

Some items that should immediately raise your suspicion:

  1. she attempts to include a personal email in an initial contact.  Contact information like this is prohibited in exchanges between free level members according to our terms of service.  Indeed, we catch many scammers based on this, followed by additional research.  We strongly encourage you to never give out your email address or to contact any other member except through the site’s messaging and chat features.  This is because the criminals like this one know we monitor site communications, so they attempt as quickly as possible to get away from the site that they can fool our members without us catching them.
  2. her pictures are indecent and vain
  3. she’s too confident and formal; clearly she’s sending a form letter
  4. she just joined recently

What should you do if you encounter someone you think is a scammer?

  1. If you aren’t sure, you can always email the site owners to ask their opinion – use the Feedback link at the bottom of the page, or reply to any email message from the site
  2. Always use our site for communication, and have a firm rule against giving out your personal contact information
  3. Inform anyone you are chatting with right away that you have a firm rule against sending money to someone you have not met in person
  4. If any member solicits money directly or indirectly plays a guilt game, please forward us the message or text and allow us to take appropriate action.

What should you do if you get tricked by a scammer?

  1. Maybe you did not take our advice and decided to send money to someone you met over the internet.  Most likely it did not work out, because it is not the right way to start a mature relationship.  It’s time to learn a lesson.  Don’t do it again.  Please inform us if this happens to you, so that we can permanently remove the member’s profile.  Remember, if anyone comes up with a tall tale about needing money for an operation, or school, or medicine, etc, etc, it is simply a lie.  The same thing goes for sending money for any scheme to try to do some business venture in Nigeria or anywhere else.  It’s simply a vacuous sales pitch.
  2. Next time, take our advice – write in your profile (or in your messages) that you have a firm rule against sending money to people you have not met; plan a trip to the Philippines where you will meet several people, and don’t send any money or become emotionally involved with any one until you’ve had the chance to meet several people in person.
  3. Take it easy on yourself.  Maybe you lost a lot of money.  Ok, let it go.  It has happened to many other people also.  You are not alone.  We know it hurts.  If it didn’t, you might not be able to learn from it.  Let it go, move on, and be more careful next time.
  4. And by all means, if you ever meet someone like this again in person or over the internet, just say, “Sorry, I’ve got to go,” turn around, and go somewhere else to meet people who are more deserving of your company.
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